Gumroad Fee Calculator 2026
The official rate is exactly 10% per sale, no $0.50 addon, no commission tiers, no monthly fee. Enter your price to see exactly what lands in your account.
Enter your sale price
Gumroad fee structure:
- Flat 10% fee on every sale
- No listing fees
- No monthly subscription
- Payment processing included
Your fee breakdown
Monthly projection
If you sell this product at $25.00 regularly:
10 sales/month
$225.00
-$25.00 fees
50 sales/month
$1125.00
-$125.00 fees
100 sales/month
$2250.00
-$250.00 fees
500 sales/month
$11250.00
-$1250.00 fees
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Gumroad Fees 2026, Visual Breakdown
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<p>Via <a href="https://anlyzo.com/tools/gumroad-fee-calculator">Anlyzo Gumroad Fee Calculator</a></p>How Gumroad Fees Work in 2026
Gumroad takes a flat 10% cut of every sale. That covers payment processing, hosting, and the platform itself. There are no listing fees, no monthly plans, and no hidden charges. You sell something for $30, Gumroad takes $3, and you get $27. Straightforward.
This simplicity is one of Gumroad's biggest draws. You never have to wonder what your fee will be. It's always 10%. For sellers who are just getting started, that predictability matters. You can price your products knowing exactly what you'll take home.
Gumroad also handles sales tax collection and remittance in the US, which saves you a headache. They add tax on top of your listed price in most states, so it doesn't eat into your revenue. That said, always check your local tax obligations. Gumroad covers a lot but not everything.
Gumroad vs Etsy: Which Has Lower Fees?
Etsy's fee structure is more complex. You're looking at a $0.20 listing fee per sale, 6.5% transaction fee, and 3% + $0.25 payment processing. Add those up and you're paying roughly 12-13% on a typical sale, already more than Gumroad's 10%.
And that's before Offsite Ads. If a buyer finds your listing through an Etsy ad on Google or social media, you pay an extra 15% on that sale. You can't opt out once your shop crosses $10,000 in annual revenue. That can push your effective fee rate above 25% on some sales.
So on a per-sale basis, Gumroad is almost always cheaper than Etsy. The trade-off is traffic. Etsy brings buyers to your product through search and ads. Gumroad is a checkout page. You have to bring your own audience. If you have an email list, a social following, or a blog, Gumroad makes a lot of sense. If you're relying on marketplace traffic, Etsy might earn you more despite the higher fees.
Want to see the full comparison? Check our platform comparison calculator to run the numbers side by side.
Tips to Maximize Your Gumroad Revenue
Since Gumroad's fee is a fixed percentage, the only way to reduce its impact is to increase your average sale price. Bundling products works well here. Instead of selling a single template for $12, create a bundle of five for $39. Your fee on the bundle is $3.90 versus $1.20 per individual sale, but you're making significantly more per transaction.
Another approach: tiered pricing. Gumroad lets you offer multiple versions of a product (say a basic PDF for $15, a deluxe version with videos for $45). Higher-ticket items mean your 10% fee is offset by much larger revenue. A $45 sale nets you $40.50, while three $15 sales net you $40.50. Same revenue, but three times the customer support and delivery.
Don't overlook Gumroad's built-in email features either. You can collect emails at checkout and send updates to past buyers. Launching a new product to people who already bought from you is the highest-converting marketing you can do, and it costs nothing beyond the 10% fee on the new sale.
For a broader view of what you're earning across all your platforms, try Anlyzo . It pulls your Gumroad, Etsy, and Shopify data into one dashboard so you can see your real net revenue at a glance.
The Discover fee, the version of Gumroad fees sellers don't expect
There's a version of Gumroad's fees that runs at 30% instead of 10%, and most sellers don't know it exists until they check their traffic sources.
If a buyer finds your product through Gumroad's Discover marketplace, the browse and search section at gumroad.com/discover, rather than clicking a direct link you shared, Gumroad charges 30% on that sale. Not 10%. On a $30 product, that's $9 instead of $3. The reasoning is that Gumroad drove the customer, so they take a larger cut.
Whether this affects you depends entirely on your traffic. If you're sharing your Gumroad link on social media, in your newsletter, or on your blog, those buyers arrive directly and pay the 10% rate. If a meaningful portion of your sales comes from people browsing Discover organically, your blended rate could be much higher. Check your Gumroad analytics under "Traffic sources" to see the breakdown. A lot of sellers are surprised by what they find.
When Gumroad makes more sense than Etsy for your specific situation
Gumroad wins on fees at virtually every price point. Etsy's effective rate runs 11–19% depending on price; Gumroad is a flat 10% on direct sales. But the fee comparison is only half the picture.
Etsy has 89 million active buyers browsing its marketplace every quarter. If your product fits a search-driven niche, printable planners, resume templates, budget spreadsheets, Canva templates, listing on Etsy connects you with buyers who are actively looking for exactly what you sell. Paying 11–13% in fees for that traffic isn't a bad deal if it's generating sales you wouldn't get otherwise.
Gumroad gives you a checkout page, not a marketplace. You have to bring the buyers yourself. If you have an email list, a YouTube audience, a blog that ranks in search, or an active social following, Gumroad is almost always the better choice for those sales. You do the acquisition work either way, you might as well keep 90% when it converts.
The approach that works for most sellers: use Etsy for discovery on your core products, use Gumroad for premium bundles and sales to your existing audience. Use our platform comparison calculator to see the exact fee difference at your price point before deciding where to list.
Gumroad fees at every price point (2026 reference table)
Since the fee is always 10%, the math is simple, but here's the full reference table so you can see your exact take-home at common price points and compare directly with Etsy.
| Sale price | Gumroad fee (10%) | You keep (Gumroad) | You keep (Etsy) | Gumroad advantage |
|---|---|---|---|---|
| $5.00 | -$0.50 | $4.50 | $4.07 | +$0.43 |
| $10.00 | -$1.00 | $9.00 | $8.60 | +$0.40 |
| $15.00 | -$1.50 | $13.50 | $13.12 | +$0.38 |
| $20.00 | -$2.00 | $18.00 | $17.65 | +$0.35 |
| $25.00 | -$2.50 | $22.50 | $22.17 | +$0.33 |
| $30.00 | -$3.00 | $27.00 | $26.70 | +$0.30 |
| $50.00 | -$5.00 | $45.00 | $44.80 | +$0.20 |
| $100.00 | -$10.00 | $90.00 | $90.05 | $-0.05 |
Etsy figures assume: $0.20 listing fee + 6.5% transaction fee + 3% + $0.25 payment processing. No offsite ads applied. At $100, Etsy narrowly edges Gumroad due to the fixed fees diluting at higher prices.
How Gumroad's fee changed from 2022 to 2026
If you've seen different numbers across different sources, here's the timeline that explains the confusion:
- Before 2021: Gumroad had tiered fees ranging from 3.5% to 8.5% depending on your lifetime revenue, plus a $0.30 per-transaction charge.
- 2021: Gumroad eliminated their subscription plans and moved to a flat percentage, but added a $0.50 per-transaction fee on top.
- 2023: Gumroad eliminated the $0.50 per-transaction fee and simplified to exactly 10% flat. No tiers, no per-transaction charge.
- 2024–2026: No change. The fee remains 10% flat on direct sales, 30% on Discover sales.
Any source citing "10% + $0.50" is describing the 2021–2022 model. Anything before that with tiered percentages is the pre-2021 model. The current 2026 rate is a clean 10%.